Your favor of Jan. 22. is recieved by our last mail. I acknolege myself in default with you, but I assure you not in fault. to the common calamity which so suddenly suspended the circulation and collection of money, has been added another peculiar to my neighborhood, a drought of 7. months (from July 1.) unexampled in our history, has kept our river impracticable, on [w]hich alone we depend for getting produce to market. during [t]hat time our produce has been lying dead on [our?] hands, and kept us in an exhausted state I now inclose [. . .] the amount of my debt to you, 21.D. and trust with confidence that such a default, under circumstances of such unexampled combination, can never again happen. I inclose in fact 22.D. to cover the discount which may be on Virginia bankpaper in N. York and I salute you with esteem & respect